Why Business Loan?

We recognize the money needs of small and medium businesses (SMEs) at SwipeLoan. We work hard to provide convenient, short-term financing with straightforward terms and convenient payment options, and the fastest instant loan app.

Loan Amounts from ₹2 Lakh to ₹50 Lakh

Want a small shot in the arm or a huge funding? SwipeLoan allows you to choose the loan amount that suits your needs.

Key Features of a Business Loan

1. Quick Online Application
   Apply anytime, anywhere, online. Our 100% online system processes much less office work and provides faster approvals.
2. Flexible Tenure
   Repayment structures to suit your convenience — choose tenures of 12 months and upwards to 60 months, depending on the loan amount and your business profile.
3. Quick Disbursal
   Successful applicants are eligible to receive funds directly into their bank account within 48 hours of approval.
4. Competitive Interest Rates
   Avail favorable interest rates based on your credit history and business overall performance.

Who is Eligible?

Business loans are suitable for:

• Small business owners
• Startups and early-stage businesses
• Retailers, investors, and manufacturers
• Self-employed professionals
• Service providers and freelancers

Minimal eligibility requirements:

1. Age: 21–65 years
2. Indian citizenship
3. Minimum 1 12 months of commercial enterprise vintage
4. Valid business documents and proof of income

Documents Needed

We keep office work to the minimum:

• PAN Card and Aadhaar Card
• Business registration proof
• Bank statements (closure 6–12 months)
• Income tax returns or GST returns (if needed)

How to Apply Business Loan

1. Visit Swipeloan
2. Choose your chosen loan amount and term
3. Fill out the online application form
4. Upload papers as necessary
5. Get matched to RBI-registered lenders — once your lender approves, funds are credited to your account quickly