- AI-Powered Credit Marketplace | Loans, Credit Cards & Insurance
Instant Loan Online Upto ₹5 Lakh
Compare Loan Options from 100+ Lending Partners. Check your eligibility, explore available loan options, and compare loan amount, interest rate, tenure, and processing fees before choosing an offer. Credit cards and insurance are coming soon, so you’ll be able to explore more financial options — all in one place.
- AI-Powered Credit Matching
- 100% Digital Process
- Compare Options Before You Choose
- Credit Cards & Insurance Coming Soon
Trusted by Borrowers
Trusted by Millions of Borrowers Across India
Join millions of users who choose SwipeLoan to explore and compare
loan options from multiple lending partners, with more credit and financial products coming soon.
Why Choose SwipeLoan
Smarter Loan Discovery. Better Borrowing Decisions.
SwipeLoan combines AI-powered credit matching with multiple lending partners to help you
discover, compare, and choose financial options based on your profile and needs.
AI-Powered Credit Matching
We analyse your profile and help identify potentially relevant options.
Profile-Based Eligibility
Explore options based on your profile and provider eligibility criteria.
Multiple Options
Access options from 100+ lending partners in one digital marketplace.
Digital Journey
Explore options and complete applicable steps online.
Secure Verification
Complete required verification and documentation through a digital process.
Compare Before You Choose
Compare loan amount, interest rate, tenure, EMI, and processing fees.
Clear Product Information
Understand applicable rates, fees, terms, and other important details.
Smart Recommendations
Discover options based on your profile and participating provider criteria.
Loan Categories
Explore Loan Options for Every Financial Need
Explore and compare loan options from multiple lending partners
for personal, business, medical, home, education and other financial needs.
Instant Loan
Explore quick credit options based on your profile.
Up to ₹10 Lakh
Explore Instant Loans->
Personal Loan
Compare options for planned or unexpected expenses.
Up to ₹10 Lakh
Explore Personal Loans->
Business Loan
Explore funding options for business needs and growth.
Up to ₹2 Crore*
Explore Business Loans ->
Medical Loan
Explore home financing options from participating lenders.
Up to ₹10 Lakh*
Explore Medical Loans ->
Home Loan
Explore financing options for eligible medical expenses.
Up to ₹2 Crore*
check Eliblity ->
Education Loan
Explore options for eligible education and academic expenses.
Up to ₹2 Crore*
Explore Education Loans ->
Loan Against Property
Explore secured funding options against eligible property.
Up to ₹10 Crore*
Explore LAP Options ->
LAMF
Explore options based on eligible mutual fund holdings and lender terms.
Based on eligible
Explore LAMF Options ->
Credit Cards
Compare Credit Cards Online, Matched to Your Profile
Not sure which credit card may suit you?
Explore cards based on eligibility, fees, rewards, and benefits from participating banks.
Cashback Credit Card
Earn cashback on eligible everyday spending.
Rewards Credit Card
Earn reward points on eligible transactions.
Fuel Credit Card
Explore cards designed for fuel-related spending.
Travel Credit Card
Explore travel rewards and travel-related benefits.
Lifetime Free Credit Card
Explore cards with no annual or joining fee, subject to card terms.
- Coming Soon
Insurance
Compare Insurance Plans Online, Matched to Your Needs
Explore insurance options based on coverage needs, premiums,
policy terms, and applicable benefits.
Term Insurance
Explore protection options for your family's future.
Health Insurance
Explore coverage options for healthcare and hospital expenses.
Life Insurance
Explore long-term protection options.
Family Health Cover
Explore health coverage options for your family.
- Coming Soon
How SwipeLoan Works
Find and Compare Loan Options in 4 Simple Steps
SwipeLoan uses AI-powered credit matching to help you explore loan options
from multiple lending partners based on your profile.
1
Check Your Eligibility
Enter your basic information and check the loan options you may be eligible to explore based on your profile.
2
Get AI-Powered Matching
Our credit matching technology helps identify relevant loan options from participating lending partners.
3
Compare Available Options
Review important details such as loan amount, interest rate, EMI, tenure, and processing fees before choosing an option.
4
Choose & Apply
Select an option that suits your requirements and complete the application process with the respective lending partner.
Explore Credit & Financial Options From Your Phone
Use the SwipeLoan app to check eligibility, explore loan options, compare available offers, and access more financial products as our marketplace grows.
AI-Powered Credit Matching
Discover loan options based on your profile.
Compare Loan Options
Review key offer details before choosing.
Digital Loan Journey
Complete the required steps online through the app
More Financial Products
Explore loans today, with credit cards and insurance coming soon.
TRUST & SECURITY
A Clearer and More Responsible Way to Explore Financial Options
SwipeLoan helps you explore financial products with clear information
about the provider, applicable terms, and the process before you proceed.
Secure Digital Journey
Your product exploration and application journey takes place through a digital platform designed with security and privacy in mind.
Multiple Providers
Explore available options from participating financial providers.
Clear Product Information
Review important details such as loan amount, interest rate, tenure, EMI, processing fees, rewards, premiums, or coverage as applicable.
Provider-Specific Decisions
The respective lender, bank, insurer, or financial provider makes the final decision on eligibility, approval, pricing, terms, or issuance.
SwipeLoan Is Not a Lender
SwipeLoan is an AI-powered credit marketplace that helps users discover and compare available financial options.
For loans, the lending partner determines approval, loan amount, interest rate, fees, tenure, and disbursement.
For credit cards, the card-issuing bank determines approval, credit limit, fees, and card terms.
For insurance, the respective insurer determines eligibility, premium, coverage, and policy terms.
- Privacy Policy
- Terms & Condtions
- Contact Us
Find Financial Options That Fit Your Needs
Check your eligibility, explore available loan options, and compare key details before choosing. More credit and financial products are coming to SwipeLoan.
Frequently asked questions
Is SwipeLoan a lender or an RBI-registered platform?
SwipeLoan is a loan marketplace — not a direct lender. SwipeLoan operates as a digital LendingService Provider (LSP) under RBI’s Digital Lending Guidelines (2022). All lendingpartners on the platform are individually RBI-registered NBFCs or banks whoapprove and disburse the loans.
Does checking eligibility on SwipeLoan affect my CIBIL score?
No.SwipeLoan uses a soft credit inquiry to check your eligibility, and soft checks donot affect your CIBIL score. A hard inquiry occurs only when a lender formally
processes your application — and we inform you before that step.
How quickly can I get a loan through SwipeLoan?
You can be matchedto offers in minutes. Disbursal depends on the partner lender — many borrowersreceive funds within 24 hours, and same-day disbursal is available with certain
lenders depending onyour profile and document completeness.
What is the minimum salary to get a loan on SwipeLoan?
Eligibilityvaries by lender. Some partners consider applicants earning as little as
₹10,000/month. The loan amount and interest rate depend on your income,
credit profile, and employment type, and are set by the lender.
Can I get a loan with a low CIBIL score?
Possibly. Several lenders on ourplatform consider applications with CIBIL scores around 550 orabove. Our matching engine identifies lenders more likely to consider your profile, but final
approval and rates are decided by the lender.
Is my personal data safe on SwipeLoan?
Yes. All data is encrypted with256-bit SSL/TLS. We do not sell your data to any third party. Your information isshared only with lenders you explicitly choose to apply with.
